A health insurance program for people 65+ and some with disabilities.

• Part A: Hospital coverage

• Part B: Doctor visits & tests

• Part C: Private plans with extra benefits

Part D: Prescription drugs

• At 65 (3 months before and after).

• Every year, from October 15 to December 7, to make changes

• Part A: Free if you worked 10+ years.

• Part B: Starts at $185.00/month (2025).

Original Medicare does not, but some private plans do.

Yes, during enrollment periods or with special circumstances.

Consider your doctors, medications, and extra benefits.